{"id":49449,"date":"2025-08-21T10:00:00","date_gmt":"2025-08-21T08:00:00","guid":{"rendered":"https:\/\/frankfurt-main-finance.com\/?p=49449"},"modified":"2025-07-31T10:34:51","modified_gmt":"2025-07-31T08:34:51","slug":"card-payments-continue-to-grow-steadily","status":"publish","type":"post","link":"https:\/\/frankfurt-main-finance.com\/en\/card-payments-continue-to-grow-steadily\/","title":{"rendered":"Card payments continue to grow steadily"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"49449\" class=\"elementor elementor-49449\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3104868 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3104868\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1555db6\" data-id=\"1555db6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35ddec8 elementor-widget elementor-widget-text-editor\" data-id=\"35ddec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"67\" data-end=\"739\">In 2024, the number of payments made with cards issued by German payment service providers increased by 11 percent compared to the previous year. This amounted to approximately 13 billion transactions over the past year. Card payments accounted for 40 percent of all payments made by non-banks. Direct debits also remained widely used, rising by three percent to 9.9 billion transactions. Despite this growth, their market share fell from 34 percent to 31 percent. Credit transfers grew by four percent to 7.6 billion transactions, while their share of all payments remained unchanged at 24 percent. These figures are based on the Deutsche Bundesbank\u2019s payment statistics.<\/p><p data-start=\"741\" data-end=\"954\">SEPA instant credit transfers rose by 37 percent year-on-year, reaching 337 million transactions. Their share of all electronically initiated credit transfers thus increased by one percentage point to 4.9 percent.<\/p><p data-start=\"956\" data-end=\"1183\">Looking at the value of transactions, credit transfers continued to dominate with a total of \u20ac64 trillion, representing a 90 percent share of all payments. Direct debits remained at \u20ac5.9 trillion, with a share of eight percent.<\/p><p data-start=\"1185\" data-end=\"1547\">The number of ATMs in Germany continues to decline. In 2024, the number of ATMs operated by German payment service providers fell by three percent to around 49,750, down from approximately 51,300 the previous year. Similarly, the number of self-service terminals for initiating credit transfers dropped by three percent, from about 23,200 to around 22,500 units.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e48f199 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e48f199\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1b88e5c\" data-id=\"1b88e5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-697e93c elementor-widget-divider--view-line_icon elementor-view-default elementor-widget-divider--element-align-center elementor-widget elementor-widget-divider\" data-id=\"697e93c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon elementor-divider__element\">\n\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Ebene_1\" data-name=\"Ebene 1\" viewBox=\"0 0 146.56 128.39\"><defs><radialGradient id=\"Neues_Verlaufsfeld_1\" data-name=\"Neues Verlaufsfeld 1\" cx=\"46.19\" cy=\"101.83\" r=\"113.81\" gradientUnits=\"userSpaceOnUse\"><stop offset=\"0\" stop-color=\"#fff\"><\/stop><stop offset=\"0.11\" stop-color=\"#fdfdf3\"><\/stop><stop offset=\"0.3\" stop-color=\"#f8f8d4\"><\/stop><stop offset=\"0.56\" stop-color=\"#efefa1\"><\/stop><stop offset=\"0.87\" stop-color=\"#e3e35b\"><\/stop><stop offset=\"1\" stop-color=\"#ddde3a\"><\/stop><\/radialGradient><\/defs><g><path d=\"M88.58,127.25a53.89,53.89,0,0,0,10.07-1A64.21,64.21,0,0,0,66,2.1a53.48,53.48,0,0,1,63.57,52.48c0,29.52-23.93,53.08-53.44,53.45-16.37.2-34.54-7.55-39.43-21.29A53.46,53.46,0,0,0,88.58,127.25Z\" fill=\"url(#Neues_Verlaufsfeld_1)\"><\/path><path d=\"M88.58,20.37C105,20.16,123.12,27.91,128,41.65A53.49,53.49,0,0,0,66.08,2.09,64.34,64.34,0,0,0,22.79,40.25H9.17a9.18,9.18,0,0,0,0,18.35h9.24c-.16,1.84-.25,3.71-.25,5.6,0,.59,0,1.18,0,1.77h-9a9.17,9.17,0,1,0,0,18.34H21.38a64.29,64.29,0,0,0,77.33,42,53.49,53.49,0,0,1-62.53-42H49.89a9.17,9.17,0,0,0,0-18.34H35.72a51.44,51.44,0,0,1,1.64-7.37H72.6a9.18,9.18,0,0,0,0-18.35H47.09A54.31,54.31,0,0,1,88.58,20.37Z\" fill=\"#004258\"><\/path><\/g><\/svg><\/div>\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c14844e elementor-widget elementor-widget-text-editor\" data-id=\"c14844e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong data-start=\"587\" data-end=\"598\">Source:<\/strong><a href=\"https:\/\/www.bundesbank.de\/de\/presse\/pressenotizen\/kartenzahlungen-wachsen-stetig-961468\"> Press release by Deutsche Bundesbank, July 23, 2025<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-000b8ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"000b8ee\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f87165c\" data-id=\"f87165c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a427ca3 elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-share-buttons\" data-id=\"a427ca3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span 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tabindex=\"0\" aria-label=\"Share on x-twitter\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-x-twitter\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tX\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<div class=\"tmnf_excerpt\"><p>Card payments on the rise: In 2024, around 13 billion card transactions were recorded in Germany \u2013 an increase of 11 percent. While SEPA instant payments also saw strong growth, direct debits lost market share despite increasing in volume. Credit transfers remain the dominant payment method in terms of value. At the same time, the number of ATMs continues to decline. All figures come from the latest payment statistics published by the Deutsche Bundesbank.<\/p>\n<\/div>","protected":false},"author":7,"featured_media":49494,"comment_status":"closed","ping_status":"open","sticky":false,"template":"template-fullwidth.php","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[105],"tags":[],"class_list":["post-49449","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-top-news"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-05-20 18:21:52","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/posts\/49449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/comments?post=49449"}],"version-history":[{"count":5,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/posts\/49449\/revisions"}],"predecessor-version":[{"id":49473,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/posts\/49449\/revisions\/49473"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/media\/49494"}],"wp:attachment":[{"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/media?parent=49449"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/categories?post=49449"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frankfurt-main-finance.com\/en\/wp-json\/wp\/v2\/tags?post=49449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}